
Your Mortgage Loan Education is Here!
Treetop Mortgage gives you the best chance to learn how to get positioned for home ownership and become one step closer to reaching your dream.
We Reshape Hope Into Reality!
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WE GO THE EXTRA MILE AND HELP PREPARE YOUR FILE!
You get a dedicated Home Expert who’s committed to your success by help ensuring your loan eligibility status is possible. They guide and help develop your mortgage profile to the highest possible level by providing expert solutions to your situation.

IF ONE LENDER SAYS NO, THE OTHER IS WAITING TO SAY YES!
Loan Matching is the ultimate achievement of the Home Experts. They know the market, process, and people on a first name basis. They use their skills, experience, and our network to educate you and ensure your file goes to the right place.

WE ADVOCATE FOR YOU – OUR JOB IS TO HELP YOUR DREAM COME TRUE!
Home Experts act as Advocates helping to transition your status from loan eligible to mortgage ready. They ensure your time is not wasted and you learn about the loan process before you start.
BENEFITS!
- Treetop Mortgage Does Not Pull Your Credit
- FREE Mortgage Education
- FREE Mortgage eBooks
- FREE Mortgage Assessment Services
- FREE Calculators and Learning Tools
MORTGAGE READY ASSESSMENTS
Treetop Mortgage show potential home buyers how to become mortgage ready prior to qualifying or submitting loan applications. We show you how to look beyond your credit and income to help you improve your probability and reduce unsuspecting setbacks. We don’t judge your profile, we help prepare, correct, and present it with proper readiness.
This mortgage readiness process improves your overall home buying opportunity and turn your home buying dream into reality.

treetop MATCH makers
Match Makers
Our skilled Home Experts take you through the steps to become loan eligible and ensure you are prepared to buy a home before any application is submitted. The Home Experts educate and guide you through the file preparation process, prescreens your data and documents, confirms your intent, and “match” you with the best professional.
This loan eligibility process improves your overall eligibility rating and helps you turn your home buying dream into reality.
- 100% Dedicated
- 20+ Years in Industry
- Team of Experts
- Fast Response Time






Learn About Mortgage Readiness and Connect with a Licensed Mortgage Professional When You are Ready to Pursue Financing.
Treetop Mortgage educate and help homebuyers prepare themselves for homeownership.
Become familiar with the following terms and opportunities.

First Time Home Buyer
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.

Cash Out Refinance
Understand the ins and outs of refinancing. Learn how refinancing can help you save money.

Down Payment Assistance
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.

HELOC
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.

Reverse Mortgage
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.

Construction Loan
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.
We Reshape Hope Into Reality!
We Could Tell You How Great We Are — But Our Clients Do It Better

I had excellent credit, but I was self employed. Agents could not tell me why I could not become a homeowner. My journey went from renting to owning a home in a community where my children and I are proud and safe. TreeTop helped me better understand the steps I needed to take before speaking with a licensed mortgage professional

Samantha Reyes
New Home Owner

I’m so impressed with the quality of service, the patience, and the help they gave me. I tried three times in four years to own a home with no success, but Treetop helped me become mortgage ready without stress. They were able to teach me about homebuying and financial resources.

Cynthia Parks
Flight Attendant

My realtor referred me to Treetop Mortgage and it all made sense. My wife and I wanted to build our next home and didn’t think we were prepared. Treetop Mortgage taught us how to become Mortgage Ready and fulfill our goal. they guided us from confusion to confidence.

Joseph Mathews
High School Teacher
Frequently Asked Questions?
We understand our visitors, consumers, and sometimes agents want to know more about our services and process. Most of the popular questions and answers are listed in the next column. Once you read About Us , you can easily decide which Services you prefer and the FAQs will help comfort your decisions.
Will Treetop Mortgage refer me to a loan originator or lender?
Yes, if you completed the Mortgage Ready Assessment, Mortgage Opportunity Questionnaire, and provide consent to share your information, we can immediately transfer you to our mortgage broker team, Lendbirds LLC, to start start your loan origination process.
How much does Treetop Mortgage charge for services?
All Treetop Mortgage services are Free. We do not charge consumers for any services. If you like, you may purchase eBooks, lessons, DIY credit repair kits, and other digital resources that you think may assist in your learning.
Do I need a real estate agent before I register with Treetop Mortgage?
No, your loan status has nothing to do with a real estate agent. An agent can assist you in understanding this process, but you can become loan eligible or prequalified before obtaining one.
Do I need a real estate agent before I become mortgage ready or loan eligible?
No, most agents do not start client activities until after loan qualification if not pre-approval. We’re here to help you achieve both.
If I’m not mortgage ready or eligible for a loan will Treetop still keep my account open free?
Yes, as long as you have intent on buying a home or obtaining a loan using real estate property (such as a HELOC) within the next 12 months, we will continue to guide and support your efforts. However, registered accounts automatically close after being dormat for 12 months.
How much does it cost for a Home Expert to help me become mortgage ready?
Absolutely nothing. Loan Eligibility or Mortgage Readiness services, including assessments are free to all registered consumers.
Am I obligated to apply for a loan if I register with Treetop Mortgage?
No, you are under no obligation to apply for a loan or use any services. Treetop Mortgage is here to only educate and help you become mortgage ready.
Will Treetop Mortgage approve me for a mortgage loan?
No, Treetop Mortgage offer education, referral, and mortgage marketing services for home professionals and offer consumers streamline lessons on loan resources and lending procedures for various financing needs
We help create and manage your mortgage profile until you become eligible to pre-qualify for a loan. When your eligibility score becomes high enough, a loan originator or lender will request to process your file for a loan. If your score is sufficient and your file has not been requested, Treetop will distribute your mortgage file to a lender.
Does Treetop Mortgage do credit repairs?
No, Treetop does not provide credit repair services. However, we can refer you to reputable third-party credit repair businesses. Your credit can have a great impact on your loan eligibility rating and prequalification status, so we properly vet those on our preferred list.
Is Treetop Mortgage able to refer me to a realtor?
Yes, Treetop Mortgage has preferred licensed real estate agents in your state and city who are highly experienced for your needs.
Services Areas
Our role at Treetop Mortgage is to help consumers become better informed, better prepared, and better connected before beginning the formal mortgage application process.
Locations We Serve:
Treetop Mortgage market and promote in in all 50 states, and also provide learning services in the 48 US continental states. However, we only offer rediness assessment services to consumers whose primary residence is in one of the following 12 states.
- Alabama
- Arizona
- Florida
- Georgia
- Illinois
- Kentucky
- Maryland
- North Carolina
- South Carolina
- Tennessee
- Texas
- Virginia








