Your Mortgage Loan Opportunity is Here!
Treetop Mortgage gives you the best chance to learn how to get qualified for a loan and become one step closer to reaching your dream of owning a home.
We Reshape Hope Into Reality!
Request a Meeting
WE GO THE EXTRA MILE AND HELP PREPARE YOUR FILE!
You get a dedicated Home Expert who’s committed to your success by help ensuring your loan eligibility status is possible. They guide and help develop your mortgage profile to the highest possible level by providing expert solutions to your situation.
IF ONE LENDER SAYS NO, THE OTHER IS WAITING TO SAY YES!
Loan Matching is the ultimate achievement of the Home Experts. They know the market, process, and people on a first name basis. They use their skills, experience, and our network to educate you and ensure your file goes to the right place.
WE ADVOCATE FOR YOU – OUR JOB IS TO HELP YOUR DREAM COME TRUE!
Home Experts act as Advocates helping to transition your status from loan eligible to mortgage ready. They ensure your time is not wasted and you learn about the loan process before you start.
BENEFITS!
- Treetop Mortgage Does Not Pull Your Credit
- FREE Mortgage Matching and Loan Advocacy Services
- FREE Loan Eligibility (File Management) Services
- FREE Pre-Qualification Services
- FREE File Submission and Transfers (Originators and Lenders)
LOAN ADMINISTRATORS
Treetop Mortgage show home buyers to become loan eligible prior to prequalifying. We look beyond your credit score and income to help improve probability and reduce unsuspecting setbacks. We don’t judge your file, we help prepare, correct, and present it at the right for the right lender.
This loan eligibility process improves your overall lender acceptance rating and helps you turn your home buying dream into reality.
treetop MATCH makers
Match Makers
Our skilled Home Experts take you through the steps to become loan eligible and ensure you are prepared for pre-qualification before any application is submitted. The Home Experts educate and guide you through the file preparation process, prescreens your data and documents, confirms your intent, and «match» you with the best professional.
This loan eligibility process improves your overall lender acceptance rating and helps you turn your home buying dream into reality.
- 100% Dedicated
- 20+ Years in Industry
- Team of Experts
- Fast Response Time
Homebuyers Learn How to Prequalify and Borrow
Treetop Mortgage educate and help homebuyers prepare themselves for a mortgage and offer marketing and referral services to real estate professionals.
First Time Home Buyer
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.
Cash Out Refinance
Understand the ins and outs of refinancing. Learn how refinancing can help you save money.
Down Payment Assistance
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.
HELOC
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.
Reverse Mortgage
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.
Construction Loan
Learn everything you need to know about buying a home. The home buying process, First time home buyer benefits, and prep.
We Reshape Hope Into Reality!
VA LOANS
Learn about VA Loans
CONVENTIONAL LOANS
VA LOANS
Learn about Conventional Loans
FHA LOANS
VA LOANS
Learn about FHA Loans
DSCR LOANS
VA LOANS
Learn about DSCR Loans
USDA LOANS
VA LOANS
Learn about USDA Loans
We Could Tell You How Great We Are— But Our Clients Do It Better
I had excellent credit, but I’m self employed. Other lenders would not tell me why I could not get approved – they just denied me with little details. Treetop showed me how to setup and manage a mortgage profile until I pre-qualified for my first loan. I was so proud to closed on my house six months later.
Samantha Reyes
New Home Owner
I’m so impressed with the quality of service, the patience, and the help they gave me. I tried three times in four years to get pre-qualified for a loan with no success, but Treetop helped me become loan eligible in 90 days. They were able to teach me about different loan types and provide me with lender options.
Cynthia Parks
Flight Attendant
My realtor referred me to Treetop Mortgage and it all made sense. My credit wasn’t the best, but my income was good enough to make the payments on the house I qualified to purchase. However, I was missing a year of tax returns and the down payment. Treetop was key and guided me from confusion to confidence.
Joseph Mathews
High School Teacher
Frequently Asked Questions?
We understand our visitors, consumers, and sometimes agents want to know more about our services and process. Most of the popular questions and answers are listed in the next column. Once you read About Us , you can easily decide which Services you prefer and the FAQs will help comfort your decisions.
Will Treetop Mortgage refer me to a loan originator or lender?
Yes, if you currently prequalify for a mortgage or quickly become loan eligible, we can immediately transfer your file to start your loan origination process.
How much does Treetop Mortgage charge for services?
All Treetop Mortgage services are Free. We do not charge consumers for any services. If you like, you may purchase eBooks, lessons, DIY credit repair kits, and other digital resources that you think may assist in your journey or learning.
Do I need a real estate agent before I register with Treetop Mortgage?
No, your loan status has nothing to do with a real estate agent. An agent can assist you in understanding this process, but you can become loan eligible or prequalified before obtaining one.
Do I need a real estate agent before I become loan eligible?
No, most agents don’t start client activities until after loan prequalification if not pre-approval. We’re here to help you achieve both.
If I’m not eligible for a loan will Treetop still manage my file for free?
Yes, as long as you have intent on buying real estate or obtaining a loan using real estate (such as a HELOC) within the next 12 months, we will continue to guide, support, and manage your file.
How much does it cost for an Home Expert to manage my file?
Absolutely nothing. File Management and Loan Eligibility services are free to all registered consumers.
Am I obligated to apply for a loan if I register with Treetop Mortgage?
No, you are under no obligation to apply for a loan or use any services. Treetop Mortgage is here to only help you prepare to prequalify and hopefully receive a loan.
Will Treetop Mortgage approve me for a mortgage loan?
No, Treetop Mortgage offer education, referral, and mortgage marketing services for home professionals and offer consumers streamline lessons on loan resources and lending procedures for various financing needs
We help create and manage your mortgage profile until you become eligible to pre-qualify for a loan. When your eligibility score becomes high enough, a loan originator or lender will request to process your file for a loan. If your score is sufficient and your file has not been requested, Treetop will distribute your mortgage file to a lender.
Does Treetop Mortgage do credit repairs?
No, Treetop does not provide credit repair services. However, we can refer you to reputable third-party credit repair businesses. Your credit can have a great impact on your loan eligibility rating and prequalification status, so we properly vet those on our preferred list.
Is Treetop Mortgage able to refer me to a realtor?
Yes, Treetop Mortgage has preferred licensed real estate agents in your state and city who are highly experienced for your needs.
Services Areas
Treetop Mortgage is able to submit qualified loans for processing in all 48 states. We currently submit our consumer eligible files for loan origination in the states listed below.
Locations We Serve:
Treetop Mortgage market for its agents in the 48 US continental states, and also provide learning and loan eligibility services for all 50 states. Initial prequalified consumer files can be originated in any state. However, we only refer consumers from loan eligibility to loan origination if their primary residence is in one of the following 12 states.
- Alabama
- Arizona
- Florida
- Georgia
- Illinois
- Kentucky
- Maryland
- North Carolina
- South Carolina
- Tennessee
- Texas
- Virginia
